End User License Agreement

VERSION 1.2 · EFFECTIVE SEPTEMBER 8, 2026 · DRAFT PENDING COUNSEL REVIEW · QUANTGPT LLC, A FLORIDA LIMITED LIABILITY COMPANY

This EULA covers the QuantGPT apps you install from the Apple App Store or Google Play. It sits on top of the Terms of Service, the Privacy Policy, and the Risk and Methodology Disclosures, all of which also apply. If this EULA and the Terms conflict about the app itself, this EULA wins; for everything else, the Terms win.

// 1. PARTIES

This agreement is between you and QuantGPT LLC, a Florida limited liability company with its principal office at 15350 N Florida Ave, Tampa, FL 33613 ("QuantGPT", "we"). It is not with Apple Inc. ("Apple") or Google LLC ("Google"). Apple and Google are not parties to this agreement and are not responsible for the app or its content, except as stated in Sections 10 and 11.

// 2. LICENSE

Subject to this EULA, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to install and use the app on devices that you own or control and that are permitted by the app store's usage rules, solely to access the Service for your own personal, non-commercial use. The app is licensed, not sold. We and our licensors keep all rights not expressly granted.

// 3. WHAT THE APP DOES, AND DOES NOT DO

The app is a client for the QuantGPT research Service. It shows historical market data, backtests, screens, reports, and, if you link a brokerage account, a read-only view of your performance. The app is not a trading application. It cannot place, modify, or cancel orders, transfer funds, or change any brokerage setting, and we do not perform brokerage, advisory, or money-management services. Nothing in the app is investment advice. Read the Disclosures.

// 4. RESTRICTIONS

You may not: copy, modify, or create derivative works of the app; distribute, sell, rent, lease, sublicense, or transfer it; reverse engineer, decompile, or attempt to extract its source code, except where the law forbids this restriction; remove proprietary notices; use it to scrape, extract, or redistribute data; circumvent any security or usage limit; or use it in violation of the Terms, the app store's terms, or any law.

// 5. ACCOUNTS, SUBSCRIPTIONS, AND PURCHASES

An account under the Terms is required to use most features. Subscriptions purchased through the app store are billed by the store under its payment terms, renew automatically until cancelled in your store account settings, and are refundable only under the store's policies. Subscriptions purchased on our website are governed by the Terms. Prices shown in the app may differ from the website because of store fees.

// 6. DATA AND PRIVACY

The app collects the data described in our Privacy Policy and in the app's store listing (Apple's App Privacy labels and Google Play's Data Safety section), and nothing beyond that. The app does not access your contacts, photos, camera, microphone, or precise location. You can request deletion of your account and data from within the app or by emailing desk@quantgpt.co.

// 7. UPDATES AND SUPPORT

We may release updates that add, change, or remove features, and we may require you to install an update to keep using the app. We provide support by email at desk@quantgpt.co. Apple and Google have no obligation to provide maintenance or support for the app.

// 8. THIRD-PARTY CONTENT AND SERVICES

The app displays data licensed from third-party providers and may connect to third-party services you choose, such as your brokerage or your AI provider. Those are governed by their own terms. Section 8 of the Terms (market data) applies to everything the app shows you.

// 9. TERM AND TERMINATION

This EULA lasts until terminated. It ends automatically if you breach it, if your account is terminated under the Terms, or if you delete the app. On termination you must stop using and delete the app. Sections 4 and 8 through 13 survive.

// 10. APPLE-SPECIFIC TERMS

If you obtained the app from the Apple App Store, the following applies in addition:

Acknowledgement. This EULA is between you and QuantGPT only, not Apple. QuantGPT, not Apple, is solely responsible for the app and its content. To the extent this EULA gives you fewer rights than Apple's standard Licensed Application End User License Agreement, Apple's terms govern.
Scope. Your license is limited to a non-transferable license to use the app on Apple-branded products that you own or control, as permitted by the Usage Rules in the Apple Media Services Terms and Conditions, except that the app may be accessed by other accounts associated with you through Family Sharing or volume purchasing.
Maintenance and support. QuantGPT is solely responsible for any maintenance and support. Apple has no obligation to furnish any.
Warranty. QuantGPT is solely responsible for any product warranties, express or implied, to the extent not disclaimed. If the app fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price of the app to you. To the maximum extent permitted by law, Apple has no other warranty obligation, and any other claims, losses, liabilities, damages, costs, or expenses attributable to a warranty failure are QuantGPT's sole responsibility.
Product claims. QuantGPT, not Apple, is responsible for addressing any claims by you or any third party relating to the app or your possession or use of it, including product liability claims, claims that the app fails to conform to legal or regulatory requirements, and claims under consumer protection, privacy, or similar law.
Intellectual property. If a third party claims the app infringes its intellectual property rights, QuantGPT, not Apple, is solely responsible for the investigation, defense, settlement, and discharge of the claim.
Legal compliance. You represent and warrant that you are not located in a country subject to a U.S. Government embargo or designated as a "terrorist supporting" country, and that you are not on any U.S. Government list of prohibited or restricted parties.
Developer contact. QuantGPT LLC, 15350 N Florida Ave, Tampa, FL 33613, desk@quantgpt.co.
Third-party terms. You must comply with applicable third-party terms when using the app, for example your wireless carrier's terms.
Third-party beneficiary. Apple and its subsidiaries are third-party beneficiaries of this EULA, and on your acceptance Apple has the right, and is deemed to have accepted the right, to enforce it against you.

// 11. GOOGLE-SPECIFIC TERMS

If you obtained the app from Google Play, the Google Play Terms of Service also apply. Where this EULA conflicts with them regarding the app store transaction itself, the Google Play Terms govern. Google is not responsible for the app, its content, or support, and Google is a third-party beneficiary of this EULA with the right to enforce it against you. Refunds for purchases made through Google Play are handled under Google Play's refund policy.

// 12. DISCLAIMER AND LIMITATION OF LIABILITY

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND. SECTIONS 20 (DISCLAIMERS) AND 21 (LIMITATION OF LIABILITY) OF THE TERMS OF SERVICE APPLY TO THE APP AND ARE INCORPORATED HERE, AS DO SECTIONS 15 (PROTECTION OF THE SERVICE), 17 (CONFIDENTIALITY), AND 18 (MONITORING AND ENFORCEMENT). TRADING AND INVESTING INVOLVE SUBSTANTIAL RISK OF LOSS.

// 13. GOVERNING LAW AND CONTACT

Section 24 of the Terms (governing law and disputes) applies to this EULA. Contact: QuantGPT LLC, 15350 N Florida Ave, Tampa, FL 33613, desk@quantgpt.co.